Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Aware of Employment Rights for Workers with Disabilities? Approximately 20% of U.S. adults have a disability, according to the CDC. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.